2.3: Evaluating Your Budget

• 2.3.1 Adjusting for Emergencies – Life changes, and so should your budget.

• 2.3.2 Avoiding Overdraft – Spend less than you earn to avoid debt.

• 2.3.3 Using Budgeting Tools – Apps and spreadsheets can help track money.

Created by Arpan Bhattacharjee