4.3: Credit Score & Reports

Learn what credit is and how it affects your future.

  • 4.3.1 What is a Credit Score? – It’s a number that shows how trustworthy you are with borrowing.

  • 4.3.2 How It’s Calculated – Payment history and credit usage matter most.

  • 4.3.3 Reading Your Credit Report – Understand what lenders see.

  • 4.3.4 Building Good Credit – Pay on time and use only what you can afford.

Created by Sannihith Lekkala